Checking Accounts
At Wave we offer you four truly liberating checking choices – Basic, Select, Classic and Navigator – that are loaded with freebies including discounts on loan rates, no fee or interest bearing options plus a whole lot more. And for the ultimate in checking, try Wave Zone Banking where the more services you use the more rewards you gain. Download an ATM application to access our vast network of surcharge-free ATMs. And go online with a Wavenet online banking application.
Wave checking accounts are available with three convenient options to protect against inadvertently overdrawing your account. You can have funds transferred from your savings account to your checking account. You can apply for a cash reserve loan. Or there is overdraft privilege which charges you for each overdrawn item but pays those items up to a maximum amount. One of our member service representatives can help select what’s best for your situation.
Finally, go green and more with WavErewards, electronic communications and statements with built-in rewards.
Opening your account is quick and easy so why wait? Start riding the Wave today!
- Unlimited check writing with free check images
- FREE first order of checks
- FREE ATM/Debit MasterCard
- FREE 24-7 Waveline account access
- FREE Unlimited ATM withdrawals at CU Connection locations
- FREE transactions nationwide through shared branch network
- Surcharge-free SUM®, CO-OP and MoneyPass® ATM access
Wave Basic Checking – No fee checking anytime. It’s that basic.
- No minimum balance requirement
- No monthly fee
Wave Select Checking – Checking with interest and more!
- FREE Online Banking and Bill-Pay
- 8 FREE foreign ATM withdrawals*
Annual Rate
Annual % Yield
Interest paid on balances over $100 .05%.05% - $5 monthly fee waived with direct deposit or daily minimum balance of $500
Wave Classic 55 Checking – No fee checking with interest for age 55 and over.
- No minimum balance requirement
- FREE Online Banking and Bill-Pay
- 10 FREE foreign ATM withdrawals*
Annual Rate
Annual % Yield
Interest paid on balances over $100 .05%.05% - No monthly fee
Wave Navigator Checking – Chart your course to a rewarding complete financial relationship.
- FREE Online Banking and Bill-Pay
- 10 FREE foreign ATM withdrawals*
- Four tiered interest rate levels
Annual Rate
Annual % Yield
Below $10,000 .20%.20%$10,000 - $24,999 .30%.30%$25,000 - $49,999 .50%.50%$50,000 and over .60%.60% - Consumer loan discounts+
- Bonus rates on CDs
- Periodic “Specials”
- $7.50 monthly fee waived with daily minimum balance of $7,500
Take the Plunge
Start riding your wave today. It’s easy. Just complete a simple application and spend $5 to purchase one share in the Credit Union. It’s a small investment in time and money that is sure to repay you many times over.
To open your account, or for more information, Contact Wave, call or visit a Wave office, or call our member services hotline at (401) 781-1020.
* May be subject to surcharge. + Discounts of ¼% on balances of $25,000 or more.