Certificate/IRA Rates |
|||
Minimum | Annual Rate |
Annual % Yield |
|
---|---|---|---|
3 Month Certificate | $2,500 | .25% | .25% |
6 Month Certificate | $2,500 | .25% | .25% |
9 Month Certificate |
$2,500 | .30% | .30% |
12 Month Certificate | $1,000 | 1.00% | 1.00% |
14 Month Certificate Special | $1,000 | 4.50% | 4.59% |
15 Month Certificate |
$1,000 | .40% | .40% |
18 Month Certificate |
$1,000 | 2.50% | 2.53% |
24 Month Certificate *Bump up |
$2,500 | 4.00% | 4.07% |
36 Month Certificate |
$1,000 | 2.75% | 2.78% |
48 Month Certificate |
$1,000 | 2.75% | 2.78% |
60 Month Certificate |
$1,000 | 2.75% | 2.78% |
*Bump Up Option to increase your rate to the current rate of the same product once for the remainder of the original term.
Effective May 22, 2023
* Rate will be determined by individual creditworthiness. The rates advertised are the lowest rates available. Rates may be higher based on loan terms and credit scores.
** Personal Mortgage Insurance is required with LTV above 80%.
*** 4.99% for the first 12 months, month 13 loan defaults to a variable rate 0.75% below the Wall Street Prime Rate. 5-year draw period.
**** Optimizer: 5.99% APR available for qualifying properties, first lien position equity, with a loan-to-value (LTV) of 80% or less, And a maximum repayment period of 144 months. Advertised APR is the lowest available for credit scores of 740 and above. Other rates and terms are available.
Credit life and credit disability insurance may be available.
Wall Street Prime Rate as of May 4, 2023 is 8.25%
Address: 480 Greenwich Ave, Warwick, RI 02886
Phone: (401) 781-1020
Fax: (401) 562-1290
Address: 1217 Warwick Ave, Warwick, RI 02888
Phone: (401) 463-9574
Fax: (401) 563-7050
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Mon-Wed: 9am - 4pm
Thurs-Fri: 9am - 5pm
Saturday: 9am - 12pm
Drive Up Opens
M-F: 8am / Sat: 9am
WARWICK AVENUE BRANCH
LOBBY HOURS
Mon-Wed: 9am - 4pm
Thurs-Fri: 9am - 5pm
Saturday: 9am - 12pm
Drive Up Opens
M-F: 8am / Sat: 9am
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