Rates Effective as of August 25, 2023
Rates are subject to change without notice.
Call (401) 781-1020 for the latest update
Savings & Checking Rates
Certificate/IRA Rates |
|||
Minimum | Annual Rate |
Annual % Yield |
|
---|---|---|---|
3 Month Certificate | $2,500 | .25% | .25% |
6 Month Certificate | $2,500 | .25% | .25% |
9 Month Certificate |
$2,500 | .30% | .30% |
12 Month Certificate | $1,000 | 1.00% | 1.00% |
14 Month Certificate Special | $1,000 | 5.00% | 5.12% |
15 Month Certificate |
$1,000 | .40% | .40% |
18 Month Certificate |
$1,000 | 2.50% | 2.53% |
24 Month Certificate *Bump up |
$2,500 | 4.00% | 4.07% |
36 Month Certificate |
$1,000 | 2.75% | 2.78% |
48 Month Certificate |
$1,000 | 2.75% | 2.78% |
60 Month Certificate |
$1,000 | 2.75% | 2.78% |
*Bump Up Option to increase your rate to the current rate of the same product once for the remainder of the original term.
Effective July 27, 2023
* Rate will be determined by individual creditworthiness. The rates advertised are the lowest rates available. Rates may be higher based on loan terms and credit scores.
** Personal Mortgage Insurance is required with LTV above 80%.
*** 4.99% for the first 12 months, month 13 loan defaults to a variable rate 0.75% below the Wall Street Prime Rate. 5-year draw period.
**** Optimizer: 6.50% APR available for qualifying properties, first lien position equity, with a loan-to-value (LTV) of 80% or less, And a maximum repayment period of 144 months. Advertised APR is the lowest available for credit scores of 740 and above. Other rates and terms are available.
Credit life and credit disability insurance may be available.
Wall Street Prime Rate as of July 27, 2023 is 8.50%