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  • Need some

    Financial breathing room?

    Free up funds by putting a pause on your
    monthly consumer loan payment
    with Skip-A-Pay.

  • Special Rate Heloc
    With A HELOC from Wave

    You can CONSOLIDATE DEBT
    or REMODEL your Home

    IT'S YOUR CHOICE!

    • FAST APPLICATION PROCESS
    • Consolidate or Manage Debt
    • Multiple Payment Options
    • NO Points, NO Closing Costs and NO Annual Fees

    APPLY TODAY

  • Wave Credit Union Visa Card
    Applying is easy!

    Wave Platinum Visa Card

    • Cash advance* available at ATM machines
    • Transfer your balances from other cards
    • Travel-accident insurance
    • So Much More...

    Start Saving Now

  • CD Special
    CD Special

    Now is the time to SAVE!

    14 Month CD
    5.12% APY

    Learn More

New/Used Car

5.75%/6.25%
(as low as) 
Annual Percentage Rate

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Home Equity

6.25%
(as low as)
Annual Percentage Rate

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Credit Card

11.99%
(no annual fee)
Annual Percentage Rate

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Mortgage

6.75%
(as low as)
Annual Percentage Rate

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Latest News

Wave’s First CEO Soak for ALS

Wave Federal Credit Union’s first CEO Soak for the ALS Association took place at the credit union’s main office in Warwick on July 19th and raised over $5,500.

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Wave CEOs participating in the ALS Soak

Wave Federal Credit Union expands services to all of RI and Bristol County, MA

In January of 2023, Wave Federal Credit Union announced that the National Credit Union Administration (NCUA) has approved their request to expand their field of membership. The Warwick - based credit union is now able to offer its services to the whole State of Rhode Island as well Bristol County, Massachusetts. Wave welcomes those who live, work, attend school or worship in these areas to come and join our membership.

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2023 Scholarship Winners

Wave Federal Credit Union is proud to announce that Raj Vishnu, Hannah Defeo, Emily Newton, and Abigail McAllister are the recipients of the credit union’s 2023 Annual Scholarship Program.

For more information

Member Resources

CO-OP ATMco op shared branch  ATM Connection  SUM ATM