A loan for just about every purpose.

Wave home equity loans have fixed rates, set monthly payments and no annual fees or closing costs. They are ideal for borrowing a large amount at once and paying a pre-determined monthly amount.

Current borrowers can refinance with a minimum of $25,000 in new money to waive closing costs.

Wave variable rate home equity lines can be accessed by simply writing a check or transferring funds via Wavenet, Waveline or a simple telephone call. You pay only on the amount you use and at a rate based on the Prime Rate. You can also choose to pay interest only or principal and interest. There are no annual fees or closing costs.

** Minimum borrowing requirements may apply

Wave optimizer home equity loans have fixed rates, set monthly payments and no annual fees or closing costs.

*Available for qualifying properties, first lien position equity, with a loan-to-value (LTV) of 80% or less, and a maximum repayment period of 144 months. Other rates and terms available. Property insurance (and flood insurance if applicable) required. Rates subject to change without notice. Account subject to individual approval. Current borrowers can refinance with a minimum of $25,000 in new money to waive closing costs.