Banking Conveniences

Easy, simple, & convenient.

ATM Card

Offered at no charge and no annual fee. Lose your card? Don't worry - Wave will replace one ATM card per year free of charge. Avoid surcharging and fees by utilizing our participation in the Credit Union Connection. Check for the latest listing of surcharge-free ATM's. Download an application.

Debit Master Card

No annual fee with a checking account in good standing. It has the convenience of a credit card but the charges are withdrawn from your checking account. Eliminate writing checks for groceries and retail purchases. Use it at gas stations, restaurants and any place you would charge. Download an application.

Credit Union VISA

  • No annual fee
  • Low 11.99% fixed rate
  • Travel-accident insurance
  • Same low rate for cash advance and purchases
  • No-charge transfer of balances from other cards to your Credit Union Visa
  • Cash advance available at ATM machines with the VISA logo
  • Download an application

Telephone Banking

  • Toll-free calling from anywhere in the USA! Call 1-888-492-8328
  • Automated Direct Access by phone 24 hours a day. Simply call 562-1295 or toll-free from out of state 1-888-492-8328

Miscellaneous Banking Services

  • Postage Free envelopes for mail transactions
  • Direct Deposit of paychecks or pension checks
  • 2 Convenient Office Locations/Hours
  • Low cost money orders
  • U.S. Savings Bonds orders
  • Automatic transfer of funds from savings or checking to pay a loan, Christmas Club or IRA
  • Payroll deductions
  • Wire Transfers
  • Notary Public service

Start Your Application!

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Wave FCU Main Branch

Address: 480 Greenwich Ave, Warwick, RI 02886

Phone: (401) 781-1020
Fax: (401) 562-1290

Warwick Avenue Branch

Address: 1217 Warwick Ave, Warwick, RI 02888

Phone: (401) 463-9574
Fax: (401) 563-7050



If you need additional information or just want to give us feedback, please feel free to contact us.



Mon-Wed: 9am - 4pm
Thurs-Fri: 9am - 5pm
Saturday: 9am - 12pm

Drive Up Opens
M-F: 8am / Sat: 9am

Mon-Wed: 9am - 4pm
Thurs-Fri: 9am - 5pm
Saturday: 9am - 12pm

Drive Up Opens
M-F: 8am / Sat: 9am

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