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  • Need some

    Financial breathing room?

    Free up funds by putting a pause on your
    monthly consumer loan payment
    with Skip-A-Pay.

  • Special Rate Heloc
    With A HELOC from Wave

    You can CONSOLIDATE DEBT
    or REMODEL your Home

    IT'S YOUR CHOICE!

    • FAST APPLICATION PROCESS
    • Consolidate or Manage Debt
    • Multiple Payment Options
    • NO Points, NO Closing Costs and NO Annual Fees

    APPLY TODAY

  • Wave Credit Union Visa Card
    Applying is easy!

    Wave Platinum Visa Card

    • Cash advance* available at ATM machines
    • Transfer your balances from other cards
    • Travel-accident insurance
    • So Much More...

    Start Saving Now

New/Used Car

6.25%/6.75%
(as low as) 
Annual Percentage Rate

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Home Equity

6.95%
(as low as)
Annual Percentage Rate

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Credit Card

11.99%
(no annual fee)
Annual Percentage Rate

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Mortgage

6.41%
(as low as)
Annual Percentage Rate

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Latest News

Paws for a Cause: Helping the RI SPCA one Paw Leaf Clover at a time.

For the month of March, we will be collecting donations in the form of “Paw Leaf Clovers” to benefit the Rhode Island Society for the Prevention of Cruelty to Animals, who are now located right here in Warwick! The RI SPCA provides adoption and re-homing services, veterinary care, humane education, training support, pet owner assistance programs, and so much more. Without any state or federal funding, all of this is only possible with the help of donations from the community.

Please help us do our part by purchasing a $1, $5, $10 or $20 Paw Leaf Clover today!

Click here to get started!

Scholarship Applications Now Available

Wave Federal Credit Union will be awarding 4 $1,000.00 college scholarships this year to full-time students currently enrolled in or accepted to a college or university undergraduate program for the 2024 school year. Students who are a member of Wave FCU or whose parent(s) or guardian are a member are eligible. Scholarship application and supporting documents must be submitted by Friday, April 5, 2024.

Learn More

Member Resources

CO-OP ATMco op shared branch  ATM Connection  SUM ATM