MaintainanceImportant Announcement:

Please be advised we have been made aware from members recently reporting a fraud alert phone call from our main phone number (401-781-1020).  The caller asked for debit card information and then online banking information.  Please know that Wave will never request this information. This call is an attempt to gain control of your accounts.  The fraudster is calling from another number disguised as Wave’s.  If you have received this type of call and provided your debit card or online banking information, please call the number on the back of your debit card and report as lost/stolen, and contact us immediately via (401-562-1200) or This email address is being protected from spambots. You need JavaScript enabled to view it. during business hours.  We will get back to you as quickly as possible.

  • Special Rate Heloc
    With A HELOC from Wave

    You can CONSOLIDATE DEBT
    or REMODEL your Home

    IT'S YOUR CHOICE!

    • FAST APPLICATION PROCESS
    • Consolidate or Manage Debt
    • Multiple Payment Options
    • NO Points, NO Closing Costs and NO Annual Fees

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  • Wave Credit Union Visa Card
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    Wave Platinum Visa Card

    • Cash advance* available at ATM machines
    • Transfer your balances from other cards
    • Travel-accident insurance
    • So Much More...

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  • CD Special
    CD Special

    Now is the time to SAVE!

    14 Month CD
    4.33% APY

    Learn More

  • We Need Your Help

    Donate a Paw Leaf Clover Today!

    • A Small Donation Goes A Long Way!
    • Donation Amounts: $1, $5, $10, $20
    • Help Care For THOUSANDS of animals
    • All donations benefit the RI SPCA 

    DONATE NOW

New/Used Car

5.50%/5.99%
(as low as) 
Annual Percentage Rate

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Home Equity

5.75%
(as low as)
Annual Percentage Rate

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Credit Card

11.99%
(no annual fee)
Annual Percentage Rate

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Mortgage

5.871%
(as low as)
Annual Percentage Rate

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Latest News

Wave Federal Credit Union expands services to all of RI and Bristol County, MA

In January of 2023, Wave Federal Credit Union announced that the National Credit Union Administration (NCUA) has approved their request to expand their field of membership. The Warwick - based credit union is now able to offer its services to the whole State of Rhode Island as well Bristol County, Massachusetts. Wave welcomes those who live, work, attend school or worship in these areas to come and join our membership.

Learn More


Apply Now For Our
2023 College Scholarships

Once again, Wave will be awarding college scholarships, available to members and their children and grandchildren for the 2023 – 2024 school year.   This year we will be providing 4 - $1,000 scholarships.  Our purpose is to provide financial assistance to deserving students through our members and their families.  Applications will be available after February 1st, 2023.  To be eligible, please provide us with your completed application by Friday, April 7th, 2023. CLICK HERE TO APPLY


Wave's Annual Shred Day is Back

Located at our Main Office location, 480 Greenwhich Avenue in Warwick on Saturday April 29th from 9:00 a.m. - 12:00 p.m. Shred RI will be on site ready to shred your sensitive documents.  Bring your old paperwork for us to shred, and we will destroy your documents so no one can steal your valuable personal information.  This event is FREE of charge for Wave Members.

Member Resources

CO-OP ATMco op shared branch  ATM Connection  SUM ATM


Wave FCU Main Branch

Address: 480 Greenwich Ave, Warwick, RI 02886

Phone: (401) 781-1020
Fax: (401) 562-1290

Warwick Avenue Branch

Address: 1217 Warwick Ave, Warwick, RI 02888

Phone: (401) 463-9574
Fax: (401) 563-7050

 

MEMBER SUPPORT


If you need additional information or just want to give us feedback, please feel free to contact us.

 

BUSINESS HOURS

MAIN BRANCH
LOBBY HOURS
Mon-Wed: 9am - 4pm
Thurs-Fri: 9am - 5pm
Saturday: 9am - 12pm

Drive Up Opens
M-F: 8am / Sat: 9am

WARWICK AVENUE BRANCH
LOBBY HOURS
Mon-Wed: 9am - 4pm
Thurs-Fri: 9am - 5pm
Saturday: 9am - 12pm

Drive Up Opens
M-F: 8am / Sat: 9am

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