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ATM Network


ATM Networks

Nationwide Surcharge-Free ATM Banking

As a member of Wave, you’re likely to find an ATM or a CO-OP Shared Branch wherever you travel from sea to shining sea. For an ATM or Debit/MasterCard download the application. And with Wavenet online banking and Wave Bill-Pay, you’re never out of touch. Download a handy Wavenet application here. Plus, for even more added convenience, you can download the SUM, MoneyPass and CO-OP ATM networks right to your smart phone.

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Through the Credit Union ATM Connection, participating Rhode Island credit unions let you use their ATMs for withdrawals absolutely FREE. There are no foreign transaction fees and currently over 50 ATM locations strategically situated across Rhode Island.

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The SUM program offers surcharge-free ATM transactions at over 2,800 ATMs throughout New England. Just look for the SUM logo on participating ATMs.

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With MoneyPass you enjoy the same surcharge-free access at thousands of ATMs throughout the nationwide MoneyPass network.

CO-OP ATM Network

CO-OP ATMs provide surcharge-free access at 30,000 ATMs, including 5,500 7-Eleven locations throughout the US and Canada. You’ll also find them wherever you see the CO-OP Shared Branch sign.

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Mobile Banking


Mobile Banking

Secure Mobile Banking is *FREE for all Wave Federal Credit Union WaveNet Online Banking Members. All you need is a mobile device equipped with web access and email/text message capabilities!

To Enroll

Using your Apple or Android phone or tablet, simply download the app. For all other devices, and for web or text access, visit wavefcu.org and click on Mobile within online banking.
Note: You must have WaveNet Online Banking to access the apps.

Benefits Include:

Access Accounts
View your account balances and transaction activity.

Transfer Funds
Transfer money between your Wave Federal Credit Union Accounts.

Pay Bills
Pay your bills using the Bill Pay feature and view recent payments.

Mobile Deposit
Deposit a check from home, from work, from anywhere! Click Here for frequently asked questions.

Popmoney
Popmoney is a new Bill Pay Feature that allows you to Pay Other People anywhere, at anytime, using only the recipient's email address, mobile number or bank account.

Find Branches/ATMs
Get locations to nearby WFCU branches and ATMs

*Your internet enabled mobile devices, with data plan required. Applicable data charges from your mobile carrier may apply.

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Online Bill Pay


Online Bill Pay

If you haven't tried our bill pay, now is the time.

Easy To Use Features!

Account to Account Transfers!

Person to Person Transfers!

New Look:

  • Now 3 easy steps for adding a payee (biller)
  • Guides you through the process of adding a payee(s)
  • New icons and payees logos provide easy identification of a payee, including four of the most common bill categories: Utilities, Phone, Insurance, Credit Cards
  • Pay multiple bills at the same time
  • You can even have your paper bills delivered directly to your bill pay account

New Features:

Account-to-Account Transfers allow you to transfer funds between your accounts at Wave (internal transfer) or transfer funds to accounts you hold at other financial institutions (external transfers)

Popmoney allows you to Pay Other People anywhere, at anytime, using only the recipient's email address, mobile number or bank account. Learn More »

  • Popmoney payments can be sent to any personal payee within the United States, including Alaska and Hawaii, but not the U.S. territories.
  • Popmoney can be used to send money to personal payee for:
    • Paying rent to a landlord
    • Repaying a friend for your portion of a dinner bill
    • Sending a gift
  • Popmoney users can also receive a request for money (payment request) from Popmoney.com and legacy CashEdge Popmoney FI users.
    • A small fee is charged for each transaction.

Sign in or sign up for Wave Bill Pay today!

Bill Pay Step by Step Set Up

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Shared Branches


Shared Branch Network

co-op-shared-branch-webNow you can do your Wave Federal Credit Union banking at over 5,000 credit union branches nationwide and around the area just as if you were in a Wave office. Simply look for the CO-OP Shared Branch symbol. You can make deposits and withdrawals, loan payments, transfer funds between Wave accounts, purchase money orders, travelers and other checks, and more. All you need when you enter a shared branch is your home credit union’s name, your account number and a valid photo identification such as a driver’s license or passport.

For added convenience, simply download the CO-OP Shared Branch locator app from your Smartphone’s app store.

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Newsletters


The Wave Zone

The Wave FCU Newsletter

The Wave Zone is the regular newsletter of Wave Federal Credit Union. It is intended to keep our members at the center of everything going on at Wave.

Read & Enjoy!

Wave Zone
Spring 2024

Wave Zone
Winter 2024

Wave Zone
Fall 2023

Wave Zone
Summer 2023

Wave Zone
Spring 2023

Wave Zone
Winter 2023

Wave Zone
Fall 2022

Wave Zone
Summer 2022

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