Special Added Benefits

Compliment your membership!

Call member services for more information.
(401) 781-1020

In addition to a complete array of financial products and services, there are some special added benefits for you and your family.

All Bundle From Love My Credit Union Rewards

Loan Repayment Options

At Wave you have a choice as to how you want to pay your loan or mortgage. And it can result in great savings over the lifetime of the loan. Many institutions make you pay the old-fashioned way…monthly. Or they’ll charge you a fee to pay more frequently. Not here. You can set up a weekly, bi-weekly* or monthly payment plan on most consumer loans and mortgages. And you can change it at any time…without penalty.

As to the savings, here is an example of a mortgage. As you’ll see, the math…and the benefits...speak for themselves.

Product Example: $150,000 mortgage written on January 1, 2020
Rate: 4.00% APR    
Term: 30-years    
Monthly Payment: $716.12 Maturity Date: January 1, 2050
Weekly Payment: $179.03 Maturity Date: January 1, 2046
Interest savings from weekly payment: $17,534.02
Bi-Weekly* payment options are also available

When applying for your Wave loan, ask us to run the numbers for you. Then you decide how you want to arrange repayment.

Auto Warranty and GAP Coverage

Mechanical repair (Warranty) coverage is offered at a lower cost than you’d find at a dealership. And it is available to members even if they are not financing their car with Wave or if they have a car which is already fully owned but for which they’d like to purchase a policy.

Auto Gap (Guaranteed Asset Protection) Insurance Is available for autos, vans and light trucks, motorcycles, RVs and more, Gap insurance covers a loan deficiency due to the total loss of a motor vehicle. It’s available for a one-time cost as low as $299.00...considerably less than charged at a dealership…and must be purchased within the first 60-days of acquiring the vehicle loan.

Liberty Mutual Insurance Company

Liberty Mutual
Need insurance? Liberty Mutual offers a complete selection of home and business insurance.
Call (800) 290-7933 to get a quote. Wave members receive a discount.

Showcase Cinemas

Showcase CinemasTake in a show with discounted Showcase Cinemas tickets through Wave.
Available for purchase at any of our Wave branch locations.
.25 of each ticket sale is donated to Special Olympics RI!

* Applies if the mortgage in question is your first and only mortgage.

Wave FCU Main Branch

Address: 480 Greenwich Ave, Warwick, RI 02886

Phone: (401) 781-1020
Fax: (401) 562-1290

Warwick Avenue Branch

Address: 1217 Warwick Ave, Warwick, RI 02888

Phone: (401) 463-9574
Fax: (401) 463-5161



If you need additional information or just want to give us feedback, please feel free to contact us.



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