Let us help fit the right checking account for you!

Checking Choices

At Wave we offer you four truly liberating checking choices – Basic, Select, Classic and Navigator – that are loaded with freebies including discounts on loan rates, no fee or interest bearing options plus a whole lot more.

Overdraft Protection Options

Wave checking accounts are available with three convenient options to protect against inadvertently overdrawing your account. You can have funds transferred from your savings account to your checking account. You can apply for a cash reserve loan. Or there is overdraft privilege which charges you for each overdrawn item but pays those items up to a maximum amount. One of our member service representatives can help select what’s best for your situation.

Finally, go green and more with WavErewards, electronic communications and statements with built-in rewards.

Opening your account is quick and easy so why wait? Start riding the Wave today!

• FREE bill pay
• Unlimited check writing with free check images
• FREE first order of checks
• FREE ATM/Debit MasterCard
• FREE 24-7 Waveline account access
• FREE transactions RI CU ATM Connection
• FREE Unlimited ATM withdrawals at CU Connection locations
• FREE transactions nationwide through shared branch network
• Surcharge-free SUM®, CO-OP and MoneyPass® ATM access
• A suite of Wave FCU Electronic Services
• Cash Reserve/Checking Overdraft Line*

* Subject to credit approval. Additional conditions may apply