General Services

• Direct Deposit of paychecks or pension checks
• Office Locations/Hours
• Low cost money orders
• U.S. Savings Bonds orders
• Automatic transfer of funds from savings or checking to pay a loan, Christmas Club or IRA
• Payroll deductions
• Wire Transfers
• Notary Public service
• Credit Union Visa
• Debit MasterCard
• Credit Union Connection
• SUM Surcharge-Free ATMs
• MoneyPass Surcharge-Free ATMs
• CO-OP Surcharge-Free ATM
• Postage Free envelopes for mail transactions
• Toll-free calling from anywhere in the USA! Call 1-888-492-8328
• Automated Direct Access by phone 24 hours a day. Simply call 562-1295 or toll-free from out of state 1-888-492-8328

Savings & Investments

• Personal Checking Accounts
• Business Checking Accounts
• Share "statement" savings
• E-Savings
• Club Accounts
• Individual Retirement Accounts (IRA)
• Savings Certificates

Loans

• New and Used auto/recreational vehicle loans
• Private student loans
• Personal or "signature" loans
• Member Business Loans

Mortgages – Purchase & Refinance

• Purchase and refinance
• Fixed and variable rates
• Home equity loans/lines of credit
• .97% loan to value mortgages
• VA mortgages
• FHA mortgages
• First-time homebuyers mortgages with as little as $500 down payment. Underwritten in conjunction with Rhode Island Housing. (Call for details)
• Reverse mortgages (Call for details)

Visit the Mortgage Center to find your ideal Wave mortgage and rate, learn more or to apply online.