Banking Rewards

You should be rewarded!

It’s simple. At Wave we think you should be rewarded for the more services you use. So we’ve created Wave Zone Banking. With Wave Zone Banking you can earn a higher interest on savings certificates and lower rates on consumer loans. The benefits don’t stop there.

So get in your zone And you can count on Wave for all of your banking needs.

See our Current Rates

WAVE PREMIER GOLD ZONE

.50% Discount on Consumer Loans
.25% Increase on Certificates
Waive 10 Foreign ATM Fees
Free Interest Earning Checking
Free Basic Safe Deposit Box
Free Printed Checks (Any Style)
Free Money Orders and Cashier Checks

Requires aggregate total loan balances of $300,000 or more, automatic loan payment on all loans and no charge-off, delinquent or negative accounts.

Requires aggregate total savings balances of $200,000 or more, a checking account, direct deposit (Min $500) and no charge-off, delinquent or negative accounts.

WAVE PREMIER PLUS ZONE

.35% Discount on Consumer Loans
.15% Increase on Certificates
Waive 10 Foreign ATM Fees
Free Interest Earning Checking
Free Basic Safe Deposit Box
Free Online Banking
Free Bill-Payment
Free Printed Checks (Any Style)
Free Money Orders and Cashier Checks

Requires aggregate total loan balances of $150,000 to $299,999, automatic loan payment on all loans and no charge-off, delinquent or negative accounts.

Requires aggregate total savings balances of $100,000-199,000, a checking account, direct deposit (Min $500) and no charge-off, delinquent or negative accounts.

WAVE PREMIER ZONE

.20% Discount on New Consumer Loans
Free Online Banking
Free Bill-Payment
Free Basic Printed Checks (One box per year)

Requires aggregate total loan balances of $75,000 to $149,999, automatic loan payment on all loans and no charge-off, delinquent or negative accounts.

Requires aggregate total savings balances of $50,000 to $99,999, a checking account, direct deposit (Min $200) and no charge-off, delinquent or negative accounts.

WAVE BASIC ZONE

Free Online Banking
Free Bill-Payment
Free Basic Printed Checks (One box per year)

Requires aggregate total loan balances of $50,000 to $74,999, automatic loan payment on all loans and no charge-off, delinquent or negative accounts.

Requires aggregate total savings balances of $25,000 to $49,999, a checking account, direct deposit (Min $200) and no charge-off, delinquent or negative accounts.

WAVE 55+ ZONE

Free Online Banking
Free Bill-Payment
Waive 10 Foreign ATM Fees
Free Basic Printed Checks (One box per year)
Free Money Orders and Cashier Checks

Must be age 55 and over, requires a checking account, direct deposit (Min $200) and no charge-off, delinquent or negative accounts.

WAVE PREMIER GOLD ZONE

.50% Discount on Consumer Loans
.25% Increase on Certificates
Waive 10 Foreign ATM Fees
Free Interest Earning Checking
Free Basic Safe Deposit Box
Free Printed Checks (Any Style)
Free Money Orders and Cashier Checks

Requires aggregate total loan balances of $300,000 or more, automatic loan payment on all loans and no charge-off, delinquent or negative accounts.

Requires aggregate total savings balances of $200,000 or more, a checking account, direct deposit (Min $500) and no charge-off, delinquent or negative accounts.

WAVE PREMIER PLUS ZONE

.35% Discount on Consumer Loans
.15% Increase on Certificates
Waive 10 Foreign ATM Fees
Free Interest Earning Checking
Free Basic Safe Deposit Box
Free Online Banking
Free Bill-Payment
Free Printed Checks (Any Style)
Free Money Orders and Cashier Checks

Requires aggregate total loan balances of $150,000 to $299,999, automatic loan payment on all loans and no charge-off, delinquent or negative accounts.

Requires aggregate total savings balances of $100,000-199,000, a checking account, direct deposit (Min $500) and no charge-off, delinquent or negative accounts.

WAVE PREMIER ZONE

.20% Discount on New Consumer Loans
Free Online Banking
Free Bill-Payment
Free Basic Printed Checks (One box per year)

Requires aggregate total loan balances of $75,000 to $149,999, automatic loan payment on all loans and no charge-off, delinquent or negative accounts.

Requires aggregate total savings balances of $50,000 to $99,999, a checking account, direct deposit (Min $200) and no charge-off, delinquent or negative accounts.

WAVE BASIC ZONE

Free Online Banking
Free Bill-Payment
Free Basic Printed Checks (One box per year)

Requires aggregate total loan balances of $50,000 to $74,999, automatic loan payment on all loans and no charge-off, delinquent or negative accounts.

Requires aggregate total savings balances of $25,000 to $49,999, a checking account, direct deposit (Min $200) and no charge-off, delinquent or negative accounts.

WAVE 55+ ZONE

Free Online Banking
Free Bill-Payment
Waive 10 Foreign ATM Fees
Free Basic Printed Checks (One box per year)
Free Money Orders and Cashier Checks

Must be age 55 and over, requires a checking account, direct deposit (Min $200) and no charge-off, delinquent or negative accounts.

WavErewards

GO GREEN AND GET MORE WITH WAVE EREWARDS
Automatically earn higher interest on your share account

When you switch to e-statements and electronic communications, you’ll be able to enjoy a host of benefits while doing your part by going green.

Get Started Today!

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Automatically earn a bonus dividend
Access your accounts 24-7 from any Internet connection
Pay bills
Get e-statements immediately at month end
Receive all notices and important information quickly online
Obtain advance notification of upcoming general promotions
Take advantage of periodic “specials” just for WavErewards members

Getting started is easy. Just pick up an application at any of our offices.

Wave FCU Main Branch

Address: 480 Greenwich Ave, Warwick, RI 02886

Phone: (401) 781-1020
Fax: (401) 562-1290

Warwick Avenue Branch

Address: 1217 Warwick Ave, Warwick, RI 02888

Phone: (401) 463-9574
Fax: (401) 563-7050

MEMBER SUPPORT

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If you need additional information or just want to give us feedback, please feel free to contact us.

BUSINESS HOURS

MAIN BRANCH
LOBBY HOURS
Mon-Wed: 9am - 4pm
Thurs-Fri: 9am - 5pm
Saturday: 9am - 12pm

Drive Up Opens
M-F: 8am / Sat: 9am

WARWICK AVENUE BRANCH
LOBBY HOURS
Mon-Wed: 9am - 4pm
Thurs-Fri: 9am - 5pm
Saturday: 9am - 12pm

Drive Up Opens
M-F: 8am / Sat: 9am

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